If you hold funds in a traditional IRA and regularly support charitable causes, there is a powerful, yet often overlooked, tax strategy that can help you save money while maximizing your giving. For some time, individuals aged 70½ and older have been able to transfer funds directly from a traditional IRA to an IRS-approved charity.Continue reading A Tax-Smart Way to Give Back: Qualified Charitable Distributions (QCDs)
Marcus & Sherry
Sherry and Marcus very graciously opened their home to a few friends of theirs while they were out of town. Upon returning home, they had an eviction notice taped to their door. While they were gone, their friends did so much damage to their home that their apartment complex decided to kick them out, givingContinue reading Marcus & Sherry
Teresa & Caleb
Teresa was a single mother of Caleb, her 16-year-old son. After losing their home, Teresa and her son were forced to live in her car because there was no shelter available for the two of them. Most shelters either focused on men or women, and because Caleb was 16, no women’s shelter would allow himContinue reading Teresa & Caleb
Allen & Kinley
Kinley and Allen, parents of 6, struggled when COVID hit. The virus caused many jobs to be cutback and they were no exception. After both Kinley and Allen lost their jobs, they did what they could to make ends meet. They found The Journey Home and were able to be back in permanent housing withingContinue reading Allen & Kinley
Independence Day
Independence Day means a lot to The Journey Home. Regaining independence after being homeless, especially for a single parent with their kids, can be the most important day of their lives. Breaking the cycle of generational homelessness is something that is rarely thought of. However, it’s the key to changing lives. A child’s chance ofContinue reading Independence Day
Lucky Ellie
Ellie was down on her luck. She lived with her boyfriend, who had just broken up with her and requested her to move out. She had nowhere else to turn—she didn’t make enough money to afford an apartment on her own, she didn’t have any close friends to consider letting her stay with them, andContinue reading Lucky Ellie
Judy’s Sweet Story
Judy was homeless, unemployed, and living with a benign brain tumor. Being homeless had been hard for her. She was assaulted and was sent to the hospital to recover where she received a diagnosis and treatment for her tumor. Everything felt like it was going downhill for Judy. When she was released from the hospital,Continue reading Judy’s Sweet Story
Shayla & Daniel
After COVID hit, Shayla and her son Daniel struggled. As a single mother, she was the only person he had. She tried to pick up odd jobs here and there, but they were never enough to keep them afloat. Her bills continued to grow: car payments, health insurance, Daniel’s football expenses, phone bills, utilities.. ItContinue reading Shayla & Daniel
Lori & Crystal
Lori lived alone with her autistic daughter Crystal. She was unable to work, as Crystal couldn’t be left alone, and as a result of a workplace injury that left her unable to stand for long periods of time. Lori’s disability checks were barely enough to get them by. Alone, when caring for a special needsContinue reading Lori & Crystal
Season’s Greetings – A Letter from Scott
Where does the time go? The days are getting short. As I write to you from our Coldest Nights emergency shelter, it seems the cold weather is already settling in fast. I was blessed to spend time with family last weekend and celebrate my dad’s 80th birthday! Having four generations together is a rare occasionContinue reading Season’s Greetings – A Letter from Scott